Homeowner insurance is very helpful. Whenever storms come, policyholders can make a claim and get compensated for the damages the storm caused on their roofs
Not everyone who makes a claim, however, gets fairly compensated. You can, however, maximize your claim and get fair compensation so your home can be restored to perfection.
Here are some things you’ll need to do after a storm in order to maximize your insurance claim, according to trusted roofing and gutter contractor, Willi Roofing Services.
Grab your camera or smartphone, and take photos of the damage your home received from the storm. Take as many photos as you need, making sure to capture enough photos to document every single damage.
If you can, you can also make a video documentary, carefully describing in detail the damages as you go along.
Set damaged items aside, and present them to the adjuster when they arrive. Also, having a list of your belongings or an inventory indicating costs and dates of purchase will greatly help.
Minimize the Damages
No, this doesn’t mean clean your home and fix everything so that it’ll all be neat and tidy when the adjuster shows up. This means you should fix what you can fix so as to control the damage. Close the valves, plug the leaks, and find a way to control the damage until the adjuster comes.
Insurers won’t pay you for damages you could’ve actually contained. They might, however, reimburse you for the temporary fixes you applied.
If ever you need to climb up ladders or do something hazardous like pick up broken glass, do remember to take extra care to prevent injuries. Don’t add any more trouble to the stress storm damage has caused you.
Resist Your Adjuster’s Initial Offers
Insurance adjusters work for the insurance company. They will always offer you the lowest possible amount so they can keep the insurance company in the green. Resist offers that are too low even if you’re in a hurry to restore your home.
Don’t treat your adjuster like an enemy, though. You’ll need to cooperate with the person in order to get the company to pay you. Enlist the help of a public adjuster who will help you get fair compensation. You can also ask your contractor to be there when the adjuster comes.
Willi Roofing Services is a roof installation services expert. With our experience and expertise, we are confident we have what it takes to help you restore your property after a storm. To learn more about what we have to offer, just give us a call at (512) 394-8234. Ask us for a FREE estimate today! We serve Pflugerville, TX, and the surrounding communities.