Roofing damage caused by hailstorms has been the subject of many insurance claim disputes, which is why it makes better sense to invest in a durable roofing system.
Why Should You Invest in a Durable Roofing System?
The International Building Code (IBC) current iteration does not specify roofing material standards for areas where hailstorms often strike. This leaves the choice of an appropriate roofing system to the roofing contractor and/or homeowner. This choice is important as hail damage can take 10 years off a standard asphalt shingle roof’s lifespan, which makes investing in a durable roofing system a practical solution.
One of the most common problems associated with hail damage is that it’s often mistaken by inexperienced insurance inspectors as asphalt shingle blisters. While they look alike at first glance, hail damage and blisters are two entirely different things. Asphalt shingle blisters are caused by trapped moisture in the asphalt layer and is considered a manufacturing defect. Insurance providers consider it a “cosmetic” defect and generally do not provide coverage. Hailstorms, on the other hand, cause significant damage to shingles that lead to roof leaks.
Characteristics of Durable Roofing Systems
If your roof is due for replacement, ask your roof installation services contractor about roofing options with high-impact resistance. Roofing systems that are rated in UL 2218 or FM 4473 – standards used for testing impact resistance – are considered Class 3 or 4. Roofing systems categorized in either class should be able to withstand the impact levels inflicted by hailstones. In these tests, metal roofs have outperformed other roofing systems.
It’s easy to dismiss asphalt shingles as unsuitable, but that’s because standard asphalt shingles are generally not rated for impact resistance and are more of a “general purpose” type of roofing. However, manufacturers like GAF and Owens Corning® offer asphalt shingle roofing systems that are rated for impact resistance. While the upfront costs may be higher than standard roofing systems, these roofing systems are nevertheless worth investing in, considering the savings, convenience and peace of mind that they bring in the long run.
Willi Roofing Services is your leading provider of roof installation and gutter repair services. Give us a call at (512) 394-8234. You can also fill out our contact form to schedule an appointment. We serve customers in Pflugerville, TX, and surrounding communities.